Supporting SME Financial Resilience in the UAE
Accelerate cash flow by turning approved invoices into liquidity within 24-48 hours
Facilitate issuance of bank guarantees with minimal cash margin
Enable structured financing solutions that support SME growth and commercial stability
CIPS Logo
About Zelo
Zelo enables SMEs to unlock cash tied up in approved invoices, converting receivables into liquidity within 24-48 hours improving cash flow without traditional lending constraints.

Zelo also facilitates issuance of bank guarantees, helping businesses meet contractual obligations and secure new opportunities with greater financial flexibility.
Our Partnership
This collaboration directly addresses one of the most persistent challenges facing suppliers across the GCC cashflow constraints driven by extended or delayed payment terms, particularly impacting SMEs.

Through this partnership, Sourcing Connections and Zelo will support organisations in developing structured supplier management programmes that integrate digital supply chain finance solutions. These programmes enable suppliers to unlock cash from approved invoices and access bank guarantees with minimal cash margin requirements significantly improving liquidity and strengthening overall supply chain resilience.
How Sourcing Connections & Zelo support SMEs
Sourcing Connections has partnered with Zelo, an ADGM-licensed and regulated private financing platform, to help SMEs unlock faster access to working capital through invoice financing.

Through this partnership, Sourcing Connections acts as your trusted advisor throughout the onboarding process. Our team supports you in preparing the required documentation, guides you through Zelo’s onboarding and credit assessment process, and ensures that submissions are complete and accurate from the outset.

By helping you onboard with Zelo, we enable SMEs to begin receiving early payments on approved invoices improving cash flow while allowing your team to focus on running and growing the business.

Benefits to your organization:
01
Faster access to working capital by unlocking cash tied up in outstanding invoices
02
Reduced pressure from long payment cycles and improved day-to-day liquidity
04
More time to focus on growing your business rather than managing financing processes
03
Minimal administrative burden during onboarding and ongoing use of the platform
How Sourcing Connections and Zelo support large organizations
Sourcing Connections has partnered with Zelo’s supplier financing platform (Zelo Procure) to help large organizations implement efficient supplier management and financing programs with minimal internal effort.

Zelo Procure enables organizations to digitize and automate their accounts payables workflow for increased efficiency and auditability. We help with managing end-to-end supplier onboarding to ensure suppliers fully understand the program and its benefits.

Zelo Procure also allows organizations to offer early payment to all their suppliers powered by Zelo’s private financing platform, with full recourse to suppliers.
Stronger supplier relationships through improved supplier liquidity
Increased supplier adoption of financing programs
Reduced supply chain disruption caused by supplier cash-flow constraints
Smooth program implementation with minimal disruption to procurement and finance teams

Speak to an expert and discover solutions for better working capital and supplier stability.

Get in Touch